Here’s a guy who’s never made over $20,000 but wanted to own his own home. Banks were not a lot of help so he concluded to go away, far away and look for something he could buy with cash.
He ended up on empty on a lot in a failed subdivision on the big island of Hawaii. He ran into problems right away with getting a permit. They wanted a conventional size home NOT a tiny house. So to solve the problem he provided plan for a full size home and garage and then proceded to just build the garage. Brilliant.
Here is his story.